Resources

The Fed doesn't set mortgage rates, and mortgage rates don't set the Fed's rate. Here's what actually drives both, and what to expect from the July 29 meeting.

Townhomes now make up a record share of new construction. Compare cost, HOA fees, financing, and resale value to see which fits first-time buyers best.

Selling a home in retirement can trigger higher Medicare premiums through IRMAA. Here's how tapping your equity with a HELOC can help you avoid it.

The housing market hasn't been "normal" since before 2008. Here's what normal actually means, how we got here, and when experts think it could return.

The Fed isn't expected to cut rates July 28-29. Here's what buyers can actually control instead - from credit score to lender comparison.

Home insurance premiums are climbing for a 5th straight year, now averaging over $3,000. See how much it adds to your mortgage payment and how to manage it.

Waiting for a housing crash before buying? Here's the real dollar cost of waiting, why most economists don't expect a 2008-style crash, and what to check instead.

Having $250,000 in equity doesn’t mean you can automatically borrow $250,000 with a HELOC. Lender caps and your credit profile will help set your credit line.

Buying a vacation home before a primary residence is possible, but it costs more upfront and can affect future buying power. Here's the tradeoff breakdown.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

Try this refinance calculator to understand how much you could save if you refinance your mortgage.

Wondering “How much does it cost to refinance?” Here’s your guide to the short- and long-term costs of refinancing your mortgage.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

With mortgage rates on the rise and suburban competition heating up, discover smart strategies to navigate today’s dynamic and fast-moving housing market.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Here are the counties where mortgage payments have jumped the most in the past 2 years.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Can I use a 401 (k) to buy a house without regrets? Learn how it works, what it costs, and whether this strategy fits your homebuying goals and timeline.

A doctor and single parent, forced to downsize after divorce, navigates debt and damaged credit to provide a safe home for her family.

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

Want to buy a home for the first time? More affordable homes are hitting the market now, giving first-time buyers more choices and a better shot at ownership.

A guide to navigating first time homebuyer loans, grants, and programs to make sure you get the most bang for your buck.

A new announcement from the Federal Reserve could mean the end of low rates—but that may not be bad news for buyers and homeowners.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Can you still buy a home if you have student loan debt? Turns out you have some options. Here’s what you should know about getting a mortgage.

A lot goes into making an offer on a home. Here are the 6 steps—from determining your price to sealing the deal.

Home prices continue to rise, but the holiday season could spell opportunity for some. See multiple ways first-time buyers can get a competitive edge.

Buying your first home? Don’t fall into these 6 common mistakes. Get expert advice to help you make better choices from the start.