My employer's operations have changed — are there alternatives to verbal employment verification?

Find out why mortgage lenders ask for a 2-year history of self-employed income to verify your financial stability & support, & improve your loan application. Read more

When applying with a co-borrower, lenders use the lower credit score. Learn how this affects loan terms, and when it makes sense to apply solo or jointly. Read more

An appraisal determines your home’s market value, helping lenders decide how much you can borrow. It’s a required step in the mortgage approval process. Read more