What is an adjustable rate mortgage, and how does it work?

Learn the minimum credit score needed to apply for a mortgage or refinance, and understand how credit requirements vary by loan type and purpose. Read more

Considering to refinance an FHA to a conventional loan? Learn how to switch loan types, meet the criteria, and explore different benefits, like tapping equity. Read more

Learn how mortgage lenders evaluate your credit and which credit score is used for mortgage applications, including details on co-borrowers and credit checks. Read more