Refinancing

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

What is an FHA loan? Understand how FHA-backed mortgages work, who qualifies for them, the minimum credit and down payment, pros and cons, and steps to apply.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.

Learn what makes property value increase and learn 10 important factors that significantly impact how much a home is worth when buying, selling, or refinancing.

Refinancing may help you save money and give you access to your home equity. Here are the pros and cons of refinancing, and scenarios when it makes sense.

Consolidate high-interest debt with a cash-out refinance from Better Mortgage.

Find out what makes Better a different kind of online mortgage lender. Our innovative technology, honest rates, and friendly humans are just the beginning.

If you’re interested in a no-cost refinance, there are two ways to do it: Taking lender credits & rolling in your closing costs. Here we explore both.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Every homebuyer should be asking these questions to their mortgage lender.

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

Considering a mortgage refinance? These 5 tips can help you make the refinance journey as smooth and successful as possible.

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

Learn how to lower debt to income ratio for mortgage approval. Understand what affects your DTI ratio, why it matters, and how to qualify for better rates.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.