How long does it take to get a pre-approval letter?

What does a down payment mean in real estate? Understand how this cost shapes a loan, PMI, and monthly payments, and see how loan programs impact requirements. Read more

Learn how conforming conventional loans are backed by Fannie Mae and Freddie Mac, with oversight from the FHFA to promote affordability and market stability. Read more

What is a co-applicant in a mortgage? A second borrower whose income and credit strengthen your application and help you qualify when solo approval is hard. Read more