Why would my verified assets that are used to determine my down payment be lower than expected?

Learn what a primary residence is, why it matters for mortgage rates and lender rules, and how it could provide key tax advantages for homeowners and buyers. Read more

Understand what a loan commitment is and when you’ll get one. Learn what this key mortgage milestone means for you and why it matters in the home loan process. Read more

Learn what LTV, CLTV, and HCLTV mean, and what impacts the maximum amount you can cash out when you refinance. Read more